Debit Card Alerts
Like to stay on top of all your account activity? Sign up for Debit Card Alerts today!
Kasasa Saver
This is a free personal savings account that pays you in high interest every month! It connects to your Kasasa Cash or Kasasa Cash Back checking. Each month that you qualify for rewards in your Kasasa Checking, those rewards automatically transfer into Kasasa Saver. There, your savings earn .75% APY!*
- Links to free Kasasa Cash or Kasasa Cash Back account
- Kasasa Cash or Kasasa Cash Back rewards automatically transferred
- .75% APY* on balances up to $25,000
- 0.25% APY* on balances over $25,000
- 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No monthly service fee
- $100 minimum balance to earn rewards
- Free Online Banking
- Free Mobile Banking
- Free eStatements
How do I get my rewards?
Easy! Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit, ACH payment, or bill pay transaction(s)
- Be enrolled in and agree to receive eStatements rather than paper statements
IF YOU DON’T QUALIFY FOR THE FULL REWARDS ONE MONTH, DON'T WORRY!
Even if you don't meet your qualifications, your Kasasa accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver! Plus, you can get right back to earning your rewards the very next monthly qualification cycle.
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website, www.fsbvalliant.com or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of .75% and daily balances over $25,000.00 earn an interest rate of 0.25 % on the portion of the daily balance over $25,000, resulting in a range from .75% to .35% APY depending on the account's daily balance. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield. APYs accurate as of March 18,2020.
APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. $100 minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. $100.minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account per SSN/TIN. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period.Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa, Kasasa Cash or Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
